Texans who fall behind on their property taxes face one of the most punitive systems in the nation, where private collection companies can tack up to 20% onto their bill.

https://www.houstonpublicmedia.org/articles/news/texas/2025/03/14/516016/in-texas-private-firms-cash-in-on-property-tax-late-fees-piling-debt-onto-struggling-homeowners/